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The term "prudent" may fit......
prudent adjective 1 it is prudent to obtain consent: wise, well judged, sensible, politic, judicious, sagacious, sage, shrewd, advisable, well-advised. ANTONYMS unwise. 2 a prudent approach to borrowing: cautious, careful, provident, farsighted, judicious, shrewd, circumspect; thrifty, economical. ANTONYMS reckless.
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