6 Answers

Here the insurance companies are linked to the DMV so as soon as your insurance policy lapses, they notify the DMV who then cancels your registration.

commented 11 years ago

clu

Wow Colleen So far Michigan only checks in once a year. I'm sure they will soon follow your states agenda! So do we think having to have insurance is good or bad for us as in you or I??

commented 11 years ago

I think it's good. No one can afford car repairs after an accident. Insurance at least will pay the repairs and medical if anyone gets hurt. The only downside to insurance is it opens the possibility of 50 million dollar law suits. In PA, they have 50/50 insurance. Each insurance company takes care of their own policy holder. I think this cuts back on the amount of law suits due to injuries. People can still sue but it's harder to win the case in a 50/50 state unless they can prove extreme gross negligence.

commented 11 years ago

clu

Michigan has no fault insurance. Quite nice if you crash in a different state! So in this state each car owner is responsible for there own vehicle. So far so good!

commented 11 years ago

50/50 is the same as no fault I think. Basically it means each party shares equally in who's at fault. Might be nice for you if you hit someone in another state but not so nice for the people of that state because no fault drivers cause premiums to go up for all to cover the effects of no fault drivers ;)

commented 11 years ago

clu

Our insurance rates get based On big city accidents(Detroit) But we have to pay it!

commented 11 years ago

That's a given no matter what state you're in. Premiums are based on the average accidents per capita. I wish more people would realize that driving is a privilege, not a right and that they would take driving a lot more seriously and responsibly than many of them do now.

commented 11 years ago

clu, I'm in Mich. too, so I'm your " neighbor " Go Tigers! One reason we have to pay so much is to cover the people in Det, that don't buy insur.Same with our high water bills

commented 11 years ago

clu

MCM I know about Detroit! Really Pees me off! I'm in the country so we have no water bill just the well and pump and the electric to pump it out! I would not know how those costs would compare!

commented 11 years ago

ClevelandRick

"mycatsmom",well ok now that Cleveland is out,I'll give your Tiger's a shout out...GO TIGER'S

commented 11 years ago

Thx, Rick. You're refreshing b/c my inlaws in Cleveland say things like " The Tigers Suck " and " We hate the Pistons "

commented 11 years ago

Karma: 2042400

CT is the insurance capitol of the USA. Of course we have to buy insurance before registering. I think the legislators here believe that if they did not enforce it, CT would look silly having the headquarters of most all insurance companies here.

11 years ago. Rating: 7
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clu

I will let you know about the thumb. It REALLY irritated me! Now I am lol;)

commented 11 years ago

Did he ever reverse the TD clu?

commented 11 years ago

clu

No He doesn't give a do-diddly about me!

commented 11 years ago

OK. I'll take care of it.

commented 11 years ago

clu

Thanks Colleen!

commented 11 years ago

daren1

Karma: 724049

Well in great state of Taxachusetts YES, in fact i think their imposing a "stupidy Tax "..dam democrats !!

11 years ago. Rating: 7
Comment this answer

Daren,damnocrats. or damocraps.Hahahah.

commented 11 years ago

bustieone

Karma: 250320

Our governor in RI wants to give driving license to illegal immigrants so they can get to work. For the jobs which they should not have by law! But to answer, yes you need to have liability insurance, many drop it months afterwards, and drive anyway.

11 years ago. Rating: 6
Comment this answer

Sounds like your little state has some goofy doofus at the helm, just like mine. :(

commented 11 years ago

CT already passed that law. Illegals can get a driver's license here because Obama sent 12,000 of them here to get jobs and they need to be able to drive to work.

commented 11 years ago

Makes my stomach hurt.

commented 11 years ago

Karma: 945575

California also requires auto insurance. My mom bought a vehicle in September, 2012, and didn't put it on the road until December, so didn't purchase insurance until then. Good thing, as she got a notice from the DMV that the registration would be revoked in ten days if she didn't provide proof of insurance. Part of the insurance we carry is for "uninsured motorists". Go figure.

11 years ago. Rating: 5
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gta4ruler

Karma: 360

why are you asking

11 years ago. Rating: 1
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clu

You voted down my question?? For what??

commented 11 years ago

ROMOS

gta4ruler is f*****g about clu.
Can't or can't or can't answer.

commented 11 years ago

Why do you ask her why is she asking? What difference does it make? Just answer if you can or leave the question for others to answer. Please reverse the thumbs down you gave her. It is out of line and a suspend-able action when there is no justifiable reason for it. It's considered abuse of the thumbs down option.

commented 11 years ago

clu, let me know if he removes the TD.

commented 11 years ago

clu

So there was no reversal of thumbs down! I think this person is not from my country and I understand he is not aware of our rules at AKAQA Probably is not aware of the votes and I will admit I will PICK on him every chance I get. I would like my Karma restored however! Thank you!

commented 11 years ago

Oh he's aware. He may not post a lot but he's been around long enough to know how things are done here and how not to abuse the TD's.

commented 11 years ago

how can you tell if someone gave you a T D. ...b/c the little numbers by your name reduce ? You'd have to really be watching that to notice it.

commented 11 years ago

clu

MCM He was the first to post an answer if you want to call it that and also if you read your notifications -- It will say or post that so in so voted down your question or answer! It just really irritated me and it cost me 25 points!

commented 11 years ago

You know if someone gave you a thumb's up or a thumb's down or a comment in a thread in which you participate or a comment to your question or answer because you see, in the upper left corner of your screen, under the blue rectangle that says "akaQA", the words "Unread notifications", followed by a red circle with a number in the middle. Put your cursor on the red circle and left click your mouse. You will then see a list of the notifications (up to 10); at the bottom of the list you can "Clear all notifications", or go to the "next" page, if there are more than ten notifications. On subsequent pages, you will have the option to go back a page (PREV...for previous) or continue to further notifications.
MCM, if you haven't noticed this feature, you must have thousands of unread notifications!

commented 11 years ago

gta4ruler

soory i havnt been around
anyway
im sorry for voteing you a thumbs down i honestly dint mean to i must have hit it by accident im sorry ill undue my thumbs down i gave you
plz for give me

and romos plz dont call names

commented 11 years ago

ROMOS

What?

commented 11 years ago

gta4ruler

you said that i was f-ing about clu

commented 11 years ago

ROMOS

You are reading something that isn't there gta4ruler (lost in translation)

commented 11 years ago

PKB, I've read those notifications and clicked on those buttons everday. But, sometimes, just after you've said something, if someone gives you a TD, then everybody notices it right away.How can others tell if you've gotten a TD so quick ?

commented 11 years ago