20 Answers

mom i am praying for you right this minute.  god bless and good luck!!!

Hope all goes well for you, blasted banks are so discriminating.

Done. A request has been put in to the "Big Guy". He always listens

I will pray that you will get  the home that you want. You have worked so hard all your life and you deserve it.  Lots of love and prayers, Ann

I mom I wish you all the luck in the world and I am saying a preyer for you and your family good luck as well

Done, I have my fingers and toes crossed for you as well. Good luck, hopefully you will never look back

DONE.   Mom,  prayer,  with creative visualization added for extra  strength,  prayed just for you and your family.   Visualize your new home and how you will decorate and furnish it. Be ready,  it's coming!!

Dear Mom, I too believe in the power of prayer. I certainly pray for you and your boys. Let's pray for God's will to be done. Sending you love and prayers, Nene

You have my best wishes and hopes that it works out for you as it should :)

I will include you in my prayers........

You may already have your heart set on a particular home and if so, my suggestion will be irrelevant.  Have you considered buying a duplex so that the bank will look at your situation differently?  They see that you have additional "help" with the mortgage, as you have even more income, via a tenant,  which they consider a good thing.  Now I realize that being a landlord can be a pain, but if you are lucky and get a good tenant, it's not so bad. At least, you are working toward home ownership.

I will pray for a good outcome, and soon,  as I know this is a stressful situation.

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I pray that you get this longed for roof over your head, every one deserves to have a place they can call home.

I will say a prayer for you. I hope all works out well for you. I also hope that you have chosen a house with minimal repair and maintenance, as unlike renting, every little thing is now upon you to pay for and have done. All the way down to mowing the lawn!

Mom, Respectfully, prayers aren't going to convince the banks or any other lender to accept your mortgage application. What's needed is a financial balance-sheet that justifies a given monthly mortgage payment. A pre-approved mortgage application will spell out the maximum size of mortgage that a bank will underwrite.

If you've applied for one or more and have been refused by all, that's a fair and real indication that you can not, at this time, afford one. As for being a single female, that is completely irrelevant when it comes to mortgage approvals. What matters most is a steady,reliable income.

CMHC is an option if you don't have a sufficient down payment. They'll top up your mortgage to 90% of the property's value. As for the other 10%, that's where your parents come in. Good luck to you !

mom, banks are not the only game in town. Try Credit Unions failing which mtg brokers who are paid by lenders. With 50K down you should be fine. our best wishes are with you.

Consider it done.  I will send you a housewarming gift when you and your family move in!

Mom, I will pray.  Please remember that our timing isn't God's timing....His timing is eternal not a 24 hr day or 365 year.  I know the frustrations of this and am in a similar financial situation.  Keep in touch with us.  Come on akaQA and have some fun...Warning: we can be silly, funny, dead serious, even a bit obnoxtious.  But almost all of us care about the wlfare of others on this site. 

Mom. It is so good to see so many on here believe in prayer. You have mine also. What is impossible with man is easy for God.

I have been told to try the Credit Union by others , hopefully the bank I am trying to deal with will take us on. I don't have $50,000 to put down but more like 10%. I won't give up on this.Thanks for your thoughts , it goes a long way.