4 Answers

If you live in Kentucky, yes.  If Beverly Hills, California, NO.

Depending on your life style and where you live it should see you through for quite some time. twenty years, I doubt it.

If you live on a budget... Why not work a few more years and sweeten the pot...?

I don't think you would have financial problems. In two years time you can start receiving Social Security behefits at 62 or at any month between 62 and full retirement age.  But you have to bear in mind that your benefits will be permanently reduced based on the number of months you receive benefits before you reach full retirement age.  Be a Merry Widow!

PS.  Each year three months before your birthdate, the SS Admin sends you an updated social security statement to help you better plan your future financial.  If you have not received it, contact your local SS office.