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    if a tree from my yard falls on a neighbor's house, who's home owners insurance is responsible?

    +1  Views: 349 Answers: 2 Posted: 13 years ago

    2 Answers

    Dear Lorig:


    I am not sure if laws very from state, in Memphis, this has happened to my best friend, and each homeowner paid for they're own repairs by filing a homeowner's claim.  She had the tree, and it fell to the neighbor's to file against they're homeowner's insurance.  It is known as an act of God.

    Your neighbour should log a claim with his insurance & you should do likewise.The insurance companies will fight it out.



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